Author: Morgan Whitcomb

Football fever is sweeping the globe as the world’s most captivating spectacle arrives on American shores. Forty-eight nations dream of lifting football’s most ...

The shift from PRIIPs to CCI gives UK advisers clearer, more practical disclosures.  For structured products and deposits, that means better client conversations, ...

Growing up comes at a cost. For many young people, turning 18 once symbolised independence, leaving home for university, starting a career, or stepping onto the ...

Behaviour, not markets, is often the real threat to long-term returns. Structured products can help by offering defined outcomes, clearer expectations, and a calmer ...

In light of the recent 6% interest cap introduced by the government on both Plan 2 and Plan 3 loans, the past few months have sparked significant debate about the ...

By: Ian Lowes The longest running retail autocall matured on 7th April 2026 returning 105.75% gain over 9 years. I have long subscribed to the firmly held – and I ...

The hidden risk of holding too much cash For years, holding cash has felt like the safest option for cautious investors. No market swings, no volatility, just ...

Dual ISA Season gives investors the opportunity to maximise two ISA allowances within just a few weeks— placing £20,000 before the tax year end and £20,000 ...

By Ian Lowes, former Financial Adviser and owner of IFA firm Lowes Financial Management For many in the UK advisory community, structured products remain a ...

By Ian Lowes, former Financial Adviser and owner of IFA firm Lowes Financial Management Financial planning rests on assumptions about longevity, inflation and ...

The UK once played a meaningful role in the development of retail structured investments; it now lags its peers — raising the question of whether the regulatory and ...