UK PRODUCTS
PRODUCT SUMMARY
This is a 6 years and 2 weeks Deposit Plan linked to the performance of the FTSE 100 Index. The Deposit is constructed to offer a potential return of 6.50% p.a. if on any annual Observation date, starting at year 4, the Underlying Index is at or above the relevant Kick Out Level.
Explainer Video: https://www.idad.co.uk/wp-content/uploads/2026/10/RBC-FTSE-100-Defensive-Step-Down-Kick-Out-Deposit-Plan-Issue-4-LinkedIn-Video.mp4
CLOSING DATE
20/11/2026
ISA TRANSFER DEADLINE
06/11/2026
PRODUCT SUMMARY
This is a 5 years 1 week plan linked to the performance of Lloyds Banking Group PLC, Anglo American PLC and AstraZeneca PLC. The Deposit is constructed to offer a return of 0.835% for every month the plan has been running (10.02% p.a.), if on any monthly observation date, starting at year 2, the Underlying Stocks are at or above the relevant Knock Out Trigger Level.
Explainer Video: https://www.idad.co.uk/wp-content/uploads/2026/09/Memory-Knock-Out-Deposit-Plan-LinkedIn-Video.mp4
CLOSING DATE
23/10/2026
ISA TRANSFER DEADLINE
09/10/2026
PRODUCT SUMMARY
A 6 year and 2 week investment Fixed Income Plan. This Plan provides investors with the opportunity to earn 6.00% p.a. coupon (0.50% paid monthly), until maturity, irrespective of the performance of the Underlying Index.
Explainer Video: https://www.idad.co.uk/wp-content/uploads/2026/09/Scotia-FTSE-Fixed-Income-LinkedIn-Video-2.mp4
CLOSING DATE
12/11/2026
ISA TRANSFER DEADLINE
29/10/2026
PRODUCT SUMMARY
This is a 6 years and 1 week Plan linked to the performance of the FTSE 100 Index. The Plan is constructed to offer a potential return of 6.70% p.a. if on any annual Observation date, starting at year 2, the Underlying Index is at or above the relevant Kick Out Level.
Explainer Video: https://www.idad.co.uk/wp-content/uploads/2026/09/Scotia-FTSE-Defensive-Step-Down-LinkedIn-Video-2.mp4
CLOSING DATE
12/11/2026
ISA TRANSFER DEADLINE
29/10/2026
PRODUCT SUMMARY
A 6 year and 1 week investment Fixed Income Plan. This Plan provides investors with the opportunity to earn 4.7004% p.a. coupon (0.3917% paid monthly), until maturity, irrespective of the performance of the Underlying Index. If the Underlying Index is above 100% at maturity, then an additional 0.50% is paid. This product is 100% capital protected.
Explainer Video: https://www.idad.co.uk/wp-content/uploads/2026/09/Goldman-Sachs-FTSE-Fixed-Income-Deposit-Plan-Issue-2.mp4
CLOSING DATE
23/10/2026
ISA TRANSFER DEADLINE
09/10/2026
PRODUCT SUMMARY
A 6 year 1 week Deposit Plan in conjunction with Goldman Sachs. This plan has the potential 8.00% per annum (2.00% per quarter) if the Deposit Taker ‘calls’ the product on any observation date prior to its maturity date or 300% Participation in the growth of the FTSE™ 100 Index at maturity if the Deposit Taker does not ‘call’ the product prior to its maturity date. This product is 100% capital protected.
Explainer Video: https://www.idad.co.uk/wp-content/uploads/2026/09/Goldman-Sachs-Callable-Growth-Deposit-Plan-Issue-30.mp4
CLOSING DATE
23/10/2026
ISA TRANSFER DEADLINE
09/10/2026
PRODUCT SUMMARY
This is a 5 years 2 week plan linked to the performance of the S&P 500 and Eurostoxx 50. The plan is constructed to offer a potential return of 8.85% p.a. if on any annual Observation date, starting at year 2, the Underlying Indices are at or above the relevant Kick Out Level.
Explainer Video: https://www.idad.co.uk/wp-content/uploads/2026/09/US-Europe-Defensive-Step-Down-Kick-Out-Plan-Issue-4-LinkedIn-Video.mp4
CLOSING DATE
23/10/2026
ISA TRANSFER DEADLINE
09/10/2026