UK PRODUCTS
RETURN & BARRIERS
Issuer: Morgan Stanley & Co
Investment Term: Up to 6 years
Payment Rate: 6% per annum
Kick Out Trigger Level: 105% of Initial Index Level at the first kick out observation date reducing to 100% of Initial Index Level for the remaining observations
Capital Protection: 100% Capital Protection barrier at maturity
RETURN & BARRIERS
Maximum Term: 7 years
Investment Structure: Memory Income Autocall
Autocall Opportunities: Quarterly
(First Observation at 12 months)
Autocall Trigger: 100% of initial level
Memory Income Rate: GBP: 1.75% quarterly (7.00% p.a.)
Income Trigger: 75% of initial level
Capital Risk: Not capital protected
Capital Protection Barrier: 65% Final level (European style)
RETURN & BARRIERS
Issuer: Société Générale
Investment Term: Up to 6 years 2 week
Payment Rate: 8% per annum
Participation Rate: 430% Participation in the growth of the FTSE™100 Index at maturity if the Issuing
Bank does not ‘call’ the product prior to its maturity date.
Callable Observations: Quarterly (First Observation from 24 months)
Capital Protection: 40% Capital Protection barrier at maturity
INDICATIVE PRICE: 122.91% (as at 04/11/2025 09:46 UK Time)
RETURN & BARRIERS
Issuer: BNP Paribas Issuance B.V.
Investment Term: Up to 4 years 1 week
Payment Rate: 10% per annum
Participation Rate: 500% Participation in the growth of the FTSE™100 Index at maturity if the Issuing
Bank does not ‘call’ the product prior to its maturity date.
Callable Observations: Quarterly (First Observation from 12 months)
Capital Protection: 60% Capital Protection barrier at maturity
RETURN & BARRIERS
Maximum Term: 8 years
Investment Structure: Defensive Kickout
Income Rate: GBP = 9.50% p.a.
Autocall Opportunities: Annually (First Observation at 24 months)
Autocall Trigger: 100% of initial level from 24 months
Capital Risk: Not capital protected
Capital Protection Barrier: 65% Final level (European style)
RETURN & BARRIERS
Maximum Term: 10 years
Investment Structure: Classic Autocall
Income Rate: GBP = 11.95% p.a.
Autocall Opportunities: Annually (First Observation at 12 months)
Autocall Trigger: 100% of initial level from 12 months
Capital Risk: Not capital protected
Capital Protection Barrier: 65% Final level (European style)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Investment Term: Up to 7 years 1 week
Interest Rate: 6.00% per annum (1.50% per quarter)
Participation Rate: 200% Participation in the growth of the FTSE™ 100 Index at maturity
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 114.40% (as at 04/11/2025 09:46 UK Time)
RETURN & BARRIERS
Investment Structure: Callable Supertracker Plan
Investment Term: Up to 6 years 2 week
Interest Rate: 10.00% per annum (2.50% per quarter)
Callable Observations: Quarterly (First Observation at 12 months)
Capital Protection: 60% Capital Protection barrier at maturity
INDICATIVE PRICE: 131.80% (as at 04/11/2025 09:46 UK Time)
RETURN & BARRIERS
Investment Structure: Kick Out Plan
Investment Term: Up to 6 years 2 week
Interest Rate: 4.75% per annum starting at Year 4
Callable Observations: Annually (First Observation at 4 Years)
Capital Protection: 100% Capital Protection barrier at maturity
INDICATIVE PRICE: 113.10% (as at 04/11/2025 09:46 UK Time)
RETURN & BARRIERS
Investment Structure: Supertracker Plan
Investment Term: Up to 6 years 2 week
Interest Rate: 8.00% per annum (2.00% per quarter)
Participation Rate: 430% Participation in the growth of the FTSE™ 100 Index at maturity
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: 40% Capital Protection barrier at maturity
INDICATIVE PRICE: 123.95% (as at 04/11/2025 09:46 UK Time)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Investment Term: Up to 7 years 2 week
Interest Rate: 6.00% per annum (1.50% per quarter)
Participation Rate: 150% Participation in the growth of the FTSE™ 100 Index at maturity
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 112.79% (as at 04/11/2025 09:46 UK Time)
RETURN & BARRIERS
Investment Structure: Plan
Investment Term: Up to 6 years 1 week
Interest Rate: 10.00% per annum (2.50% per quarter)
Participation Rate: 500% Participation in the growth of the FTSE™ 100 Index at maturity
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: 60% Capital Protection barrier at maturity
INDICATIVE PRICE: 132.57% (as at 04/11/2025 09:46 UK Time)
RETURN & BARRIERS
Investment Structure: Deposit Plan
Investment Term: 6.5 years
Interest Rate: 23% paid at maturity if the underlying Index is at or above its initial strike level on the final valuation date
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 104.07% (as at 04/11/2025 09:46 UK Time)
RETURN & BARRIERS
Maximum Term: 6 years
Investment Structure: Defensive Autocall
Income Rate: GBP = 12.00% p.a.
Autocall Opportunities: Annually (First Observation at 12 months)
Autocall Trigger: 100% of initial level from 12 months
Capital Risk: Not capital protected
Capital Protection Barrier: 65% Final level (European style)
RETURN & BARRIERS
Maximum Term: 6 years
Investment Structure: Defensive Autocall
Income Rate: GBP = 9.10% p.a.
Autocall Opportunities: Annually (First Observation at 12 months)
Autocall Trigger: 105% of initial level then reduced by 5% annually from 36 months
Capital Risk: Not capital protected
Capital Protection Barrier: 65% Final level (European style)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Investment Term: Up to 7 years 1 week
Interest Rate: 5.00% per annum (1.25% per quarter)
Participation Rate: 100% Participation in the growth of the FTSE™ 100 Index at maturity
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 109.80% (as at 04/11/2025 09:46 UK Time)
RETURN & BARRIERS
Investment Structure: Enhanced Callable Deposit Plan
Investment Term: Up to 6 years 1 week
Interest Rate: 7.00% per annum (1.75% per quarter)
Participation Rate: 250% Participation in the growth of the FTSE™ 100 Index at maturity
All returns are calculated on the Net Deposit Amount
Total Initial Investment minus Initial Payment (5%) = the Net Deposit Amount
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: Your Initial investment minus the 5% initial payment and any adviser fee taken if applicable will be returned in full at maturity regardless of the performance of the Index, subject to Deposit Taker risk.
How is it Enhanced?
From your Total Initial Investment, 95% (the Net Deposit Amount) will be invested into the Deposit Plan and 5% (the Initial Payment) will be taken by GSIB and used to create the enhanced returns this Plan offers.
INDICATIVE PRICE: 123.31% (as at 04/11/2025 09:46 UK Time)
RETURN & BARRIERS
Maximum Term: 6 years
Investment Structure: Defensive Autocall
Income Rate: GBP = 9.10% p.a.
Autocall Opportunities: Annually (First Observation at 12 months)
Autocall Trigger: 105% of initial level then reduced by 5% annually
Capital Risk: Not capital protected
Capital Protection Barrier: 65% Final level (European style)
RETURN & BARRIERS
Investment Structure: Plan
Investment Term: Up to 6 years 1 week
Interest Rate: 10.00% per annum (2.50% per quarter)
Participation Rate: 500% Participation in the growth of the FTSE™ 100 Index at maturity
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: 60% Capital Protection barrier at maturity
INDICATIVE PRICE: 134.13% (as at 04/11/2025 09:46 UK Time)