INVESTMENT DESCRIPTION
This is a 5 years 1 week plan linked to the performance of Lloyds Banking Group PLC, Anglo American PLC and AstraZeneca PLC. The Deposit is constructed to offer a return of 0.835% for every month the plan has been running (10.02% p.a.), if on any monthly observation date, starting at year 2, the Underlying Stocks are at or above the relevant Knock Out Trigger Level.
Explainer Video: https://www.idad.co.uk/wp-content/uploads/2026/09/Memory-Knock-Out-Deposit-Plan-LinkedIn-Video.mp4
CURRENCY GBP
STRIKE DATE 30/10/2026
ISIN OOMZQ
COUNTERPARTY Société Générale
TYPE Deposit
RETURN & BARRIERS
Deposit Taker: Société Générale
Investment Term: 5 years 1 week
Investment Return: 0.835% for every month the plan has been running (10.02% p.a.), If on any monthly observation date, starting from year 2, the Underlying Stocks (Lloyds Banking Group PLC, Anglo American PLC and AstraZeneca PLC) are at or above the Knock-Out Trigger Level.
Knock Out Levels: Year 2: 100% of initial stock level Year 3: 95% of initial stock level Year 4: 90% of initial stock level Year 5: 85% of initial stock level
Capital Protection: 100% Capital Protected. Initial Capital will be returned in full at maturity, regardless of the performance of the Index, subject to Deposit Taker Risk and FSCS limits.
NEXT POTENTIAL MATURITY DATE
30/10/2028
FINAL MATURITY DATE
06/11/2031