Goldman Sachs The Enhanced Callable Deposit Plan Issue 4

INVESTMENT DESCRIPTION

CURRENCY GBP

STRIKE DATE 10/03/2022

ISIN GS00SD001068

COUNTERPARTY Goldman Sachs International Bank

TYPE Deposit

RETURN & BARRIERS
Investment Structure: Enhanced Callable Deposit Plan
Investment Term: Up to 6 years 1 week
Interest Rate: 7.00% per annum (1.75% per quarter)
Participation Rate: 250% Participation in the growth of the FTSE™ 100 Index at maturity

All returns are calculated on the Net Deposit Amount
Total Initial Investment minus Initial Payment (5%) = the Net Deposit Amount

Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: Your Initial investment minus the 5% initial payment and any adviser fee taken if applicable will be returned in full at maturity regardless of the performance of the Index, subject to Deposit Taker risk.

How is it Enhanced?
From your Total Initial Investment, 95% (the Net Deposit Amount) will be invested into the Deposit Plan and 5% (the Initial Payment) will be taken by GSIB and used to create the enhanced returns this Plan offers.

MATURITY DATE
10/03/2028

FINAL MATURITY DATE
10/03/2028