RETURN & BARRIERS Issuer: Barclay Bank Plc Investment Term: 4 years 2 weeks Investment Return: 100% of the increase in the RPI from January 2023 to January 2027 An additional 2% will be paid if the FTSE 100 Index is level with or higher than Initial Strike Level on the Final Observation Date. Capital Protection: Your Initial Capital will be returned in full at maturity regardless of the performance of the Indices, subject to Deposit Taker risk.
INDICATIVE PRICE: 110.44% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS Issuer: Barclay Bank Plc Investment Term: 6 years 2 weeks Payment Rate: 7.50% per annum Kick Out Trigger Level: 100% of Initial Index Levels Capital Protection: Your Initial Capital will be returned in full at maturity regardless of the performance of the Indices, subject to Deposit Taker risk.
INDICATIVE PRICE: 115.13% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS Issuer: Royal Bank of Canada Investment Term: 5 years 2 weeks Payment Rate: 7.00% per annum Upper Barrier: 120% of the Initial Strike Level Lower Barrier: 80% of the Initial Strike Level Capital Protection: Your Initial Capital will be returned in full at maturity regardless of the performance of the Indices, subject to Deposit Taker risk.
INDICATIVE PRICE: 98.60% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS Issuer: Barclay Bank Plc Investment Term: 4 years 2 weeks Investment Return: 100% of the increase in the RPI from January 2023 to January 2027 An additional 2% will be paid if the FTSE 100 Index is level with or higher than Initial Strike Level on the Final Observation Date. Capital Protection: Your Initial Capital will be returned in full at maturity regardless of the performance of the Indices, subject to Deposit Taker risk.
INDICATIVE PRICE: 105.79% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS Issuer: Barclay Bank Plc Investment Term: 6 years 2 weeks Payment Rate: 7.40% per annum Kick Out Trigger Level: 100% of Initial Index Levels Capital Protection: Your Initial Capital will be returned in full at maturity regardless of the performance of the Indices, subject to Deposit Taker risk.
INDICATIVE PRICE: 118.65% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS Issuer: Barclay Bank Plc Investment Term: 6 years 2 weeks Payment Rate: 8.00% per annum Kick Out Trigger Level: 100% of Initial Index Levels Capital Protection: Your Initial Capital will be returned in full at maturity regardless of the performance of the Indices, subject to Deposit Taker risk.
INDICATIVE PRICE: 120.82% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS Issuer:Morgan Stanley & Co International Plc Investment Term: Up to 6 years Payment Rate: 8.00% per annum Kick Out Trigger Level: 100% of Initial Index Levels at the first kick out observation date reducing to 95% thereafter. Capital Protection: 100% Capital Protection barrier at maturity
INDICATIVE PRICE: 122.29% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS Issuer: Morgan Stanley Investment Term: Up to 6 years Coupon Payment Rate: 9.00% per annum (paid quarterly) Coupon Trigger Level: If between 68% and 123% of Initial Index Levels starting at 3 months Capital Protection: 65% European Barrier
INDICATIVE PRICE: 88.67% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS Issuer: Barclays Bank Plc Investment Term: Up to 6 years and 2 weeks Payment Rate: 8.90% per annum Kick Out Trigger Level: 100% of Initial Index Levels starting at 4 years Capital Protection: 100% Capital Protection barrier at maturity
INDICATIVE PRICE: 120.90% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS Issuer: Natixis Investment Term: Up to 6 years Payment Rate: 7.25% per annum Kick Out Trigger Level: 105% of Initial Index Level at the first kick out observation date reducing to 92.50%, 80%, 67.50% and 50% thereafter) Capital Protection: 50% European Barrier at maturity
RETURN & BARRIERS Issuer: UBS AG Investment Term: Up to 6 years Payment Rate: 8.00% per annum Kick Out Trigger Level: 105% of Initial Index Level at the first kick out observation date reducing to 100%, 90%, 80%, 70% thereafter) Capital Protection: 65% European Barrier at maturity
RETURN & BARRIERS Issuer: Morgan Stanley Investment Term: Up to 6 years Payment Rate: 9.45% per annum Kick Out Trigger Level: 100% of Initial Index Levels starting at 48 months Capital Protection: 100% Capital Protection barrier at maturit
INDICATIVE PRICE: 128.73% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS Issuer: Goldman Sahcs Investment Term: Up to 6 years Payment Rate: 9.60% per annum Kick Out Trigger Level: 105% of Initial Index Level at the first kick out observation date reducing to 100% thereafter Capital Protection: 65% european barrier at maturity
RETURN & BARRIERS Issuer: Goldman Sachs Investment Term: Up to 6 years Payment Rate: 11% per annum Kick Out Trigger Level: 100% of Initial Index Level Capital Protection: 65% european barrier at maturity
RETURN & BARRIERS Issuer: Citi Investment Term: Up to 6 years Payment Rate: 10.70% per annum Kick Out Trigger Level: 100% of Initial Index Level Capital Protection: 65% european barrier at maturity
RETURN & BARRIERS Issuer: JPMorgan Investment Term: Up to 6 years Payment Rate: 11.15% per annum Kick Out Trigger Level: 105% of Initial Index Level at the first kick out observation date reducing 100% thereafter Capital Protection: 65% european barrier at maturity
RETURN & BARRIERS Issuer: Morgan Stanley Investment Term: Up to 6 years Payment Rate: 7.40% per annum Kick Out Trigger Level: 105% of Initial Index Level (Reducing by 5% a year, floored at 90%) Capital Protection: 65% european barrier at maturity
RETURN & BARRIERS Issuer: Morgan Stanley & Co Investment Term: Up to 6 years Payment Rate: 8.00% per annum Kick Out Trigger Level: 105% of Initial Index Level at the first kick out observation date reducing to 100% of Initial Index Level for the remaining observations Capital Protection: 65% european barrier at maturity
RETURN & BARRIERS Issuer: Citigroup Global Markets Limited Investment Term: 2 Years Payment Rate: 8.00% per annum Capital Protection: 65% Capital Protection barrier at maturity
RETURN & BARRIERS Issuer: Barclays Bank Plc Investment Term: Up to 6 years and 2 weeks Payment Rate: 8.50% per annum Kick Out Trigger Level: 100% of Initial Index Levels starting at 36 months Capital Protection: 100% Capital Protection barrier at maturity
IDAD Limited, formed in 2002, has developed a reputation as a Structured Product powerhouse. Our approach is based on capital preservation first, with growth or income opportunities structured to suit different market conditions.
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