UK PRODUCTS
RETURN & BARRIERS
Investment Structure: Structured Plan
Investment Term: Up to 6 years 1 week
Participation Rate: GBP = 400%
Callable Observations: Monthly (First Observation at 12 months)
Coupon Rate: GBP = 0.85% per month (10.20% p.a.)
Capital Risk: Not capital protected
Capital Protection: 60% Capital Protection barrier at maturity
RETURN & BARRIERS
Investment Structure: Structured Note
Autocall Observations: Annual (First Observation at 24 months)
Autocall Trigger: 100% of initial strike level of Underlyings
Coupon Rate: GBP = 16% Annually
Protection Barrier: 65% of the Initial Index Level
Capital Risk: Not capital protected
Capital Protection Barrier: 65% Final level (European style)
RETURN & BARRIERS
Investment Structure: Structured Note
Autocall Observations: Annual (First Observation at 24 months)
Autocall Trigger: 100% of initial strike level of Underlyings
Coupon Rate: GBP = 16% Annually
Protection Barrier: 65% of the Initial Index Level
Capital Risk: Not capital protected
Capital Protection Barrier: 65% Final level (European style)
RETURN & BARRIERS
Investment Structure: Structured Note
Autocall Observations: Quarterly (First Observation at 12 months)
Autocall Trigger: 100% of initial strike level of Underlyings
Coupon Rate: GBP = 2.4125% per quarter
Income Trigger: 50%
Protection Barrier: 50% of the Initial Index Level
Capital Risk: Not capital protected
Capital Protection Barrier: 50% Final level (European style)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Investment Term: Up to 8 years 2 weeks
Participation Rate: GBP = 200%
Callable Observations: Quarterly (First Observation at 24 months)
Coupon Rate: GBP = 2.50% per quarter (10.00% p.a.)
Capital Risk: None
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 152.61% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Maximum Term: 8 years
Investment Structure: Snowballing Reducing Autocall
Autocall Opportunities: Annually (First Observation at 24 months)
Autocall Trigger: 100% of initial level then reducing by 5% annually
Coupon Rate: GBP= 7.4% Annually
Capital Risk: Not capital protected
Capital Protection Barrier: 60% Final level (European style)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Investment Term: Up to 8 years 2 weeks
Participation Rate: GBP = 200%
Callable Observations: Quarterly (First Observation at 24 months)
Coupon Rate: GBP = 1.625% per quarter (6.5% p.a.)
Capital Risk: None
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 134.34% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Participation Rate: GBP = 600%
Callable Observations: Quarterly (First Observation at 24 months)
Coupon Rate: GBP = 1% per quarter (4% p.a.)
Capital Risk: None
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 121.04% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Participation Rate: GBP = 200%
Callable Observations: Quarterly (First Observation at 24 months)
Coupon Rate: GBP = 1.75% per quarter (7% p.a.)
Capital Risk: None
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 136.83% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Participation Rate: GBP = 300%
Callable Observations: Quarterly (First Observation at 24 months)
Coupon Rate: GBP = 2.00% per quarter (8.00% p.a.)
Capital Risk: None
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 103.00% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Participation Rate: GBP = 200%
Callable Observations: Quarterly (First Observation at 24 months)
Coupon Rate: GBP = 1.75% per quarter (7% p.a.)
Capital Risk: None
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 139.29% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Participation Rate: GBP = 200%
Callable Observations: Quarterly (First Observation at 24 months)
Coupon Rate: GBP = 1.375% per quarter (5.50% p.a.)
Capital Risk: None
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 131.85% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Participation Rate: GBP = 200%
Callable Observations: Quarterly (First Observation at 24 months)
Coupon Rate: GBP = 1.625% per quarter (6.50% p.a.)
Capital Risk: None
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 139.15% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Participation Rate: GBP = 200%
Callable Observations: Quarterly (First Observation at 24 months)
Coupon Rate: GBP = 1.75% per quarter (7.00% p.a.)
Capital Risk: None
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 144.14% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Participation Rate: GBP = 250%
Callable Observations: Quarterly (First Observation at 24 months)
Coupon Rate: GBP = 2.00% per quarter (8.00% p.a.)
Capital Risk: None
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 151.92% (as at 24/12/2025 09:35 UK Time)