UK PRODUCTS
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Investment Term: Up to 7 years 1 week
Interest Rate: 5.00% per annum (1.25% per quarter)
Participation Rate: 100% Participation in the growth of the FTSE™ 100 Index at maturity
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 110.63% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Enhanced Callable Deposit Plan
Investment Term: Up to 6 years 1 week
Interest Rate: 7.00% per annum (1.75% per quarter)
Participation Rate: 250% Participation in the growth of the FTSE™ 100 Index at maturity
All returns are calculated on the Net Deposit Amount
Total Initial Investment minus Initial Payment (5%) = the Net Deposit Amount
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: Your Initial investment minus the 5% initial payment and any adviser fee taken if applicable will be returned in full at maturity regardless of the performance of the Index, subject to Deposit Taker risk.
How is it Enhanced?
From your Total Initial Investment, 95% (the Net Deposit Amount) will be invested into the Deposit Plan and 5% (the Initial Payment) will be taken by GSIB and used to create the enhanced returns this Plan offers.
INDICATIVE PRICE: 124.34% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Maximum Term: 6 years
Investment Structure: Defensive Autocall
Income Rate: GBP = 9.10% p.a.
Autocall Opportunities: Annually (First Observation at 12 months)
Autocall Trigger: 105% of initial level then reduced by 5% annually
Capital Risk: Not capital protected
Capital Protection Barrier: 65% Final level (European style)
RETURN & BARRIERS
Investment Structure: Plan
Investment Term: Up to 6 years 1 week
Interest Rate: 10.00% per annum (2.50% per quarter)
Participation Rate: 500% Participation in the growth of the FTSE™ 100 Index at maturity
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: 60% Capital Protection barrier at maturity
INDICATIVE PRICE: 135.88% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Enhanced Callable Deposit Plan
Investment Term: Up to 6 years 1 week
Interest Rate: 7.00% per annum (1.75% per quarter)
Participation Rate: 250% Participation in the growth of the FTSE™ 100 Index at maturity
All returns are calculated on the Net Deposit Amount
Total Initial Investment minus Initial Payment (5%) = the Net Deposit Amount
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: Your Initial investment minus the 5% initial payment and any adviser fee taken if applicable will be returned in full at maturity regardless of the performance of the Index, subject to Deposit Taker risk.
How is it Enhanced?
From your Total Initial Investment, 95% (the Net Deposit Amount) will be invested into the Deposit Plan and 5% (the Initial Payment) will be taken by GSIB and used to create the enhanced returns this Plan offers.
INDICATIVE PRICE: 124.57% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Investment Term: Up to 7 years 1 week
Interest Rate: 5.00% per annum (1.25% per quarter)
Participation Rate: 100% Participation in the growth of the FTSE™ 100 Index at maturity
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 110.26% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Enhanced Callable Deposit Plan
Investment Term: Up to 6 years 1 week
Interest Rate: 7.50% per annum (1.875% per quarter)
Participation Rate: 150% Participation in the growth of the FTSE™ 100 Index at maturity
All returns are calculated on the Net Deposit Amount
Total Initial Investment minus Initial Payment (5%) = the Net Deposit Amount
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: Your Initial investment minus the 5% initial payment and any adviser fee taken if applicable will be returned in full at maturity regardless of the performance of the Index, subject to Deposit Taker risk.
How is it Enhanced?
From your Total Initial Investment, 95% (the Net Deposit Amount) will be invested into the Deposit Plan and 5% (the Initial Payment) will be taken by GSIB and used to create the enhanced returns this Plan offers.
INDICATIVE PRICE: 126.67% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Investment Term: Up to 7 years 1 week
Interest Rate: 5.00% per annum (1.25% per quarter)
Participation Rate: 60% Participation in the growth of the FTSE™ 100 Index at maturity
Callable Observations: Quarterly (First Observation at 24 months)
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 107.75% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Structured Note
Autocall Observations: Annual (First Observation at 24 months)
Autocall Trigger: 100% of initial strike level of Underlyings
Coupon Rate: GBP = 7.10% Annually
Protection Barrier: 65% of the Initial Index Level
Capital Risk: Not capital protected
Capital Protection Barrier: 65% Final level (European style)
RETURN & BARRIERS
Investment Term: Up to 7 years 1 week
Interest Rate: 32.00% at Maturity
Total Initial Payment: 100%
Net Deposit Amount: 95%
From your Total Initial Payment, 95% (being the amount of such payment which constitutes the Net Deposit Amount) will be invested into the Deposit Plan and the remaining 5% is used by the deposit taker, GSIB, to purchase financial instruments to enhance the potential returns on the Enhanced option
Capital Protection: 100% Capital Protected* on the Net Deposit Amount
The Net Deposit Amount will be returned in full at maturity regardless of the performance of the Underlying Index
INDICATIVE PRICE: 113.21% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Term: Up to 7 years 1 week
Interest Rate: 18.00% paid at maturity
Net Deposit Amount: 100%
Capital Protection: 100% Capital Protected
Your Net Deposit Amount will be returned in full at maturity regardless of the performance of the Underlying Index
INDICATIVE PRICE: 103.23% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Term: Up to 7 years 1 week
Participation Rate: 150% Participation in the growth of the FTSE ™100 Index at maturity
Interest Rate: 7.50% p.a.
Total Initial Payment: 100%
Net Deposit Amount: 95%
From your Total Initial Payment, 95% (being the amount of such payment which constitutes the Net Deposit Amount) will be invested into the Deposit Plan and the remaining 5% is used by the deposit taker, GSIB, to purchase financial instruments to enhance the potential returns on the Enhanced option
Capital Protection: 100% Capital Protected* on the Net Deposit Amount
The Net Deposit Amount will be returned in full at maturity regardless of the performance of the Underlying Index
INDICATIVE PRICE: 127.11% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Term: Up to 7 years 1 week
Participation Rate: 60% Participation in the growth of the FTSE ™100 Index at maturity
Interest Rate: 4.50% p.a.
Net Deposit Amount: 100%
Capital Protection: 100% Capital Protected
Your Net Deposit Amount will be returned in full at maturity regardless of the performance of the Underlying Index
INDICATIVE PRICE: 109.69% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Term: Up to 7 years 1 week
Participation Rate: 50% Participation in the growth of the FTSE ™100 Index at maturity
Cap Level: 149% of Initial Level (Maximum return 24.50%)
Interest Rate: 3.50% p.a.
Capital Protection: 100% Capital Protected - Your Initial Capital will be returned in full at maturity regardless of the performance of the Underlying Index
INDICATIVE PRICE: 106.92% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Structured Note
Autocall Observations: Annual (First Observation at 24 months)
Autocall Trigger: 100% of initial strike level of Underlyings
Coupon Rate: GBP = 6% Annually
Protection Barrier: 65% of the Initial Index Level
Capital Risk: Not capital protected
Capital Protection Barrier: 65% Final level (European style)
RETURN & BARRIERS
Investment Structure: Structured Plan
Investment Term: Up to 6 years
Memory Income Rate: 12.4% p.a. (3.10% per quarter)
Income Trigger: 50% of initial strike levels
Kick Out Trigger: 100% of initial strike levels starting at 12 months
Capital Risk: Not capital protected
Capital Protection: 50% Capital Protection barrier at maturity
RETURN & BARRIERS
Investment Structure: Callable Deposit Plan
Investment Term: Up to 7 years 1 week
Participation Rate: 50% Participation in the growth of the FTSE UK 30 Index at maturity
Cap level: 128% of the Initial Index Level
Interest Rate: 0.50% quarterly (2.00% p.a.)
Callable Observations: Quarterly (First Observation at 3 months)
Capital Risk: None
Capital Protection: 100% Capital Protected
INDICATIVE PRICE: 98.81% (as at 24/12/2025 09:35 UK Time)
RETURN & BARRIERS
Investment Structure: Structured Plan
Investment Term: Up to 4 years 1 week
Memory Income Rate: 6.4% p.a. (1.6% per quarter)
Income Trigger: 80% of initial strike levels
Kick Out Trigger: 98% of initial strike levels starting at 12 months
Capital Risk: Not capital protected
Capital Protection: 60% Capital Protection barrier at maturity